What people actually ask their account to do.
Every rule on this page started as one sentence. Run any of them in the demo account on the right, review the terms the assistant drafts, and approve it.
A parent's account that can't be talked into a transfer
A scam call can get someone to move money, but it can't get past a recipient list set weeks earlier. Anyone new needs a second person and a two-day wait.
A teenager's first account, capped by the day
They spend freely under the line and the account declines past it. No overdraft, no top-up conversation at midnight, and the cap only moves when you approve it.
A window to undo a payment made in a hurry
Payments settle after eight hours instead of instantly. Anything sent to the wrong address or under pressure can be pulled back without asking the recipient.
A stolen key that still can't move the money
The key authorises a transaction; the rule decides whether it settles. An attacker who has the phone still meets the recipient list, the delay and the second approval.
Two signatures above a threshold you set
Small payments settle as normal. Large ones hold until a second person approves from their own device, and the request expires if nobody does.
A contractor account with a hard ceiling
Give a supplier or a contractor a working limit inside a boundary they cannot move. The ceiling belongs to the account, not to whoever is spending against it.
Payroll that runs whether or not you open the app
Scheduled payments with a floor underneath them. If a run would take the balance below the reserve, it holds and tells you instead of overdrawing.
An AI agent with a bank account and a leash
The agent gets payment rules, not keys. It buys what it is allowed to buy, from whom, up to a limit, until a date, and one command quarantines it.
One approval, one payment, then it expires
Each permission names a merchant, an amount and a purpose. Change any part of it and the permission stops matching, so a reused approval fails.
Savings taken off the top, before you see it
A share of every incoming payment routes to savings on arrival. Getting it back takes two days, which is the point.
A take-profit you set while you were calm
The rule executes once at the number you chose, then hands the decision back to you rather than chasing the chart.
A vote that can't change your rules quietly
Anything that would alter one of your rules surfaces during the waiting period, with the option to stay on the rulebook you signed up to.
Funds a child can't reach until they're ready
Money set aside for a son or daughter sits where they can see it and nobody can spend it, including you in a weak moment. It unlocks on the date, not on a decision.
A cap you can put on someone who asked for it
Someone in a bad stretch can hand you the ability to hold a limit they can't lift themselves. It expires on its own, so nobody has to argue about when it ends.
A backup key that only wakes up if you don't
A recovery key held by someone you trust is useless to them while you're active, and available the moment you clearly aren't. No handover conversation, no key sitting live in a drawer.
Approvals that relax as time passes
Requiring every device you own is right while you're around and a trap if you aren't. The requirement steps down on a schedule, so the account stays reachable without ever being easy to take.
Roll your rules back to how they were
A rule to save you from mistakes. Pick a date and the whole set returns to how it stood then, with the change itself governed by the same approvals as any other amendment.
Your rule isn't on this page yet
Describe it in one sentence in the demo account. The assistant drafts the terms, you approve them, and it holds from that point on.